The easiest way to pay

The easiest and fastest way to send, spend and save.

Your time is precious. Don't spend it on multiple apps with inconsistent services. Send and receive money with friends, family, co-workers - anyone really and pay for anything, anywhere with just a few taps.

Join over 100,000+ Customers and experience the ease of sending, receiving and spending money with SeamPay for yourself.

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Fast, simple and secure payments

Send money to anyone

Send and receive money with SeamPay friends or any bank account and express yourself in each payment note. As easy as sending a WhatsApp message.

Pay bills - quick & simple

Stay on top of your bills with SeamPay and never run out of airtime, data. Use SeamPay to make instant bill payments and get 10% cashback everytime.

Send and receive payments instantly

Send money to friends, family, employees instantly via phone numbers, bank accounts and mobile money.

Spend globally with our Virtual cards

Transact on any website in the world and stop missing out on great opportunities because your bank cards are not accepted online.

Gift cards from top brands at your fingertips

Purchase gift cards from a range of popular brands, right in the app delivered instantly.

And much, much more

Get rewarded

Let your money go further with personalised cash back offers, rewards and discounts when you make payments.

No surprises

What you send is what they get. Add, send, receive and withdraw money from your wallet without worrying about hidden charges.

Super secure

When it comes to money, there's no room for compromise. Your money and data are secure with us; we keep it safe and confidential.

By the numbers

$10 000 000
Saved on fees
$100 000

SeamPay is changing the way money moves

Take charge of your

Instant. Open your account in a flash

Create a free account in minutes. Top up and send money in just a few taps.

Simple. Send money in just a few taps

Send or receive money with zero fees instantly with anyone on SeamPay.

Convenient. Make hassle free payments

Recharge your mobile, pay utility bills and Cable TV subscriptions. Stress free.

Rewarding. Earn as you spend with Rewards

Enjoy discounts and get 10% cashback on every payment every time.

Want to earn money for nothing?

Yes, SeamPay lets you earn Seam Cash every time you spend money through the app. Once you've accumulated points, you can redeem them to pay for airtime, utility bills, TV subscriptions and much more.

Serious Security

We like to make money fun and easy. But you're trusting us with yours and we take that responsibility seriously.


Customers are verified with a government issued ID to protect their accounts.


Your data is protected by 256+ bit encryption and 3D-Secure providing an extra layer of security.


SeamPay is PCI DSS Service Provider Level 1 compliant, giving your funds the highest level of protection possible.


We keep your account and financial data confidential and secure. Your SeamPay transaction history will only be visible to you.

We speak your language

You can change language in settings anytime

ẹ nlẹ o!

We're here for you

If you’re awake, so are we. SeamPay Customer Care is always open and speaks English, Hausa, Igbo and Yoruba. So you’ll be able to reach our friendly support team through SeamPay’s in-app live chat 24/7.

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One app for everything money

Join over 100,000+ Customers and experience the ease of sending, receiving and spending money with SeamPay for yourself.

Seam Cash earned for DSTv Subscription
You’re now up to 500 points
Seam Cash earned for Mobile Airtime
You’re now up to 700 points
Seam Cash earned for Mobile Data
You’re now up to 860 points